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Giving Terms
and Definitions

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Giving Terms and Definitions:

Understanding Your Giving Options

 

When you give to Kingdom Culture Ministries International (KCMI), you can choose from various methods, each with benefits. Here’s a guide to help you understand the different gifts we accept.

 

 

ACH (Bank Transfer)

 

An electronic transfer directly from your checking or savings account.

 

  • Benefits: Lower fees than cards, no need to write a check, and often faster than mailing a donation.

  • Consider: May take a couple of business days to process.

 

Airline Miles/Travel Points

 

Donating frequent flyer miles or hotel points to cover ministry travel.

 

  • Benefits: Reduces travel costs for missions or events.

  • Consider: Airline/hotel programs have specific transfer rules.

 

Bequests

 

A specific type of planned gift, such as a provision in your will or trust that designates an amount or asset to KCMI.

 

  • Benefits: Flexible, easy to update, can be a set amount or a percentage of your estate.

  • Consider: Clear documentation is required to ensure your wishes are honored.

 

Business Partnership Giving

 

Companies donate a portion of sales or profits for a set period.

 

  • Benefits: Aligns giving with commerce; can inspire customer participation.

  • Consider: Requires clear terms in writing.

 

Charitable Trusts

 

Trusts set up to benefit both a charity and the donor (or their heirs).

 

  • Types: Charitable Remainder Trust (CRT) or Charitable Lead Trust (CLT).

  • Benefits: You or your family can be provided income for some time before the remainder goes to the charity.

  • Consider: Requires legal setup and ongoing administration.

 

Credit/Debit Card

 

A traditional and familiar way to give is using your personal or business credit or debit card.

 

  • Benefits: Fast, easy, secure, widely accepted.

  • Consider: Standard processing fees apply, but you can cover them so 100% of your intended gift reaches KCMI.

 

Crowdsourced Giving Challenges

 

Encouraging donors to set personal giving challenges (e.g., match a friend’s gift, give $1 for every mile walked in a charity challenge).

 

  • Benefits: Motivational and community-driven.

  • Consider: Requires social promotion to gain traction.

 

Cryptocurrency

 

You can give digital currencies like Bitcoin, Ethereum, and USD Coin (USDC) through platforms such as Coinbase Commerce.

 

  • Benefits: Potential tax advantages if donating appreciated crypto directly, without selling first; donations are converted to USD for KCMI’s use.

  • Consider: Donor covers any blockchain/network fees; crypto values can change quickly.

 

DAFpay (Donor-Advised Fund Payments)

 

A way to give directly from your Donor-Advised Fund (DAF) using platforms like Pledge.io.

 

  • Benefits: If you already have a DAF, you can direct charitable gifts right from it; your donation is already tax-deductible when contributed to your DAF.

  • Consider: Requires you to have an existing DAF account.

 

Employer Matching Gifts

 

Some employers will match charitable donations made by their employees.

 

  • Benefits: Doubles (or even triples) the impact of your gift at no extra cost to you.

  • Consider: Check with your HR or benefits department for details.

 

Event-Based Giving

 

Donations made during or in connection with a specific event (banquet, auction, benefit concert, conference, etc.).

 

  • Examples: Sponsoring a table, buying tickets, donating during a live appeal, or bidding in an auction.

  • Benefits: Connects giving to an engaging experience.

  • Consider: May include both cash and in-kind contributions.

 

Fundraising Campaign Participation

 

Instead of giving cash directly, donors can create their own peer-to-peer fundraising page on platforms like GoFundMe Giving or Pledge.io to rally friends and family to give.

 

  • Benefits: Multiplies your impact by involving others.

  • Consider: Requires promoting your campaign to your network.

 

Gift Cards or Store Credit

 

Donors give unused or partially used gift cards or store credits, which the organization redeems or sells.

 

  • Benefits: Turns unused assets into cash for your mission.

  • Consider: Some platforms specialize in processing these.

 

Gifts from Retirement Accounts (IRA, 401(k), 403(b))

 

Direct charitable rollovers from retirement savings.

 

  • Benefits: If you’re 70½ or older, you can give directly from an IRA without increasing taxable income (Qualified Charitable Distribution).

  • Consider: May reduce required minimum distributions.

 

Gifts in Honor or Memory

 

Donations given to honor someone’s life, ministry, or special occasion.

 

  • Benefits: Creates a meaningful tribute and can inspire friends/family to give.

  • Consider: Provide a meaningful acknowledgment to the honoree or their family.

 

Gifts of Intellectual Property

 

Donating royalties or rights from books, music, inventions, or patents.

 

  • Benefits: Provides ongoing income to the ministry.

  • Consider: Requires legal documentation to transfer rights.

 

Gifts of Personal Property

 

Non-cash tangible items of significant value, such as vehicles, equipment, collectibles, or art.

 

  • Benefits: Can be sold or used for ministry purposes; tax deduction based on fair market value.

  • Consider: Items must meet IRS rules for charitable deductions.

 

Gifts of Real Estate

 

Donating property — residential, commercial, or land — outright or through a trust arrangement.

 

  • Benefits: Potential tax deductions for the property’s fair market value, avoiding capital gains tax, and relieving maintenance costs.

  • Consider: The property must be free of certain liabilities; KCMI would assess suitability.

 

In-Kind Gifts

 

Non-cash contributions of goods or services that help KCMI’s programs.

 

  • Examples: Office supplies, event space, professional services, or products.

  • Benefits: Can meet specific needs without requiring cash.

  • Consider: IRS rules apply for valuing in-kind donations; we can help you with documentation.

 

Legacy Giving/Planned Giving

 

Donations arranged in advance, often through an estate plan or will.

 

  • Examples: Leaving a percentage of your estate, specific assets, or a set dollar amount to KCMI in your will.

  • Benefits: Allows you to make a lasting impact without affecting your current finances; may offer estate tax advantages.

  • Consider: Should be arranged with an attorney or financial advisor.

 

One-Time Gifts

 

A single donation of any amount is given at any time.

 

  • Benefits: Full flexibility; give when you feel led.

  • Consider: It may not provide the same planning benefit for KCMI as recurring gifts, but it always makes an impact.

 

Payroll Deduction

 

A set amount is automatically given from each paycheck.

 

  • Benefits: Spreads giving evenly throughout the year with little effort; some employers match payroll gifts.

  • Consider: Requires employer participation.

 

Peer-to-Peer Fundraising

 

Supporters set up their own fundraising pages (through platforms like Pledge.io or GoFundMe Giving) and ask friends, family, or coworkers to donate toward KCMI and the campaigns they are most passionate about.

 

  • Benefits: Multiplies reach and impact by tapping into personal networks.

  • Consider: Works best when participants are willing to promote actively.

 

Recurring Gifts

 

A set amount given automatically weekly, bi-weekly, on the 1st and 15th, monthly, quarterly, or annually.

 

  • Benefits: Spreads your giving throughout the year, helps KCMI plan more effectively, and can be adjusted or canceled anytime.

  • Consider: Ensure your payment method stays up-to-date for uninterrupted giving.

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Round-Up Giving

 

Donors link a debit/credit card so every purchase is rounded up to the nearest dollar, and the change is donated.

 

  • Benefits: Easy, low-effort way to give consistently.

  • Consider: Requires a service or app to facilitate.

 

Stock Gifts

 

You can donate shares of publicly traded stock instead of cash.

 

  • Benefits: You may avoid capital gains tax on the stock's appreciated value, and you can often deduct the gift’s fair market value.

  • Consider: Your brokerage will need KCMI’s transfer information; processing may take a few days.

 

Text-to-Give

 

Donors give by texting a specific keyword ("Aloha," "Caring," "Expand," "Funding," "General," "Ministers," "Wellness," "Together," "Training," "Word," "World," or "911") to a short number (707070) that links them to a donation form.

 

  • Benefits: Very fast and easy for mobile donors.

  • Consider: Best for simple, one-time gifts unless combined with a recurring option.

 

Volunteer Grants

 

Some employers give cash donations to nonprofits where their employees volunteer regularly.

 

  • Benefits: Rewards time given with additional funding.

  • Consider: The volunteer must report hours to their employer.

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Every gift—no matter how you give—makes a real difference and is truly appreciated!

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Thank you and God bless!

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